Paladin Solutions helps reduce origination costs, expand operational capacity and reduce time-lines while ensuring full compliance with today’s changing requirements. Our flexible technology can quickly interface with client existing systems allowing for quick and seamless integration and is fully customizable to incorporate client-specific guidelines, rules, workflow, and tracking functionality.
touches over 8,000 files per month, providing fulfillment, servicing solutions, valuations, quality control, due diligence and auditing services that banks, mortgage companies and insurance companies utilize frequently ensuring the loans of yesterday and today are pristine and free of possible repurchase issues and in compliance with all the new laws and regulations.
- Servicing Solutions
- Due Diligence
- Quality Control
- Loss Mitigation
- Asset Management
- Non QM Expertise
As a leader in outsourcing support solutions in today’s market, Paladin Solutions
provide a differentiated processing and underwriting solution compared with other outsourcing firms.
- Led by people who come from the mortgage banking world
- Senior management leadership each with more than 20+ years mortgage banking and fulfillment experience
- Expertise in underwriting policies of the agencies, conduits and originators, FHA and VA, USPAP, servicing procedures, mortgage insurer master policies
- Dedicated to the supremacy of business partners’ interests, full transparency, protection of sensitive data, and confidentiality
Mr. Pino has over 25 years of experience working in the financial services industry, including 20 years working with mortgage banks and servicers. Prior to joining Paladin, Mr. Pino held executive management positions including Executive Vice President and Treasurer at several of the industry’s largest mortgage banking and mortgage servicing companies. Throughout his career, he held senior roles with responsibility including structured finance, collateral management, funding, investor banking and operations. Additionally, Mr. Pino has participated on senior management committees and in board-level advisory positions providing insight and advice in the areas of risk management, structure finance, and mortgage operations.
Chief Sales and Marketing Officer
Mr. Bauch brings 20+ years of executive level experience to Paladin from his national sales and leadership roles at companies such as Stewart Lender Services, PMI Mortgage Insurance Co, Victoria Mortgage, and Mortgage America Corp. giving him a diversified mortgage background in production, operations, vendor management, outsourcing, and loan servicing. In 2008, he joined ServiceLink, Fidelity’s National Lender Platform, as SVP National Sales Executive. Bauch was responsible for growing origination and servicing business with and leading the executive relationships of several top ten national mortgage banks, managing multi-million dollar revenue goals / budgets, and representing the firm throughout the mortgage and home equity industry. Mr. Bauch’s role on the executive team is to grow sales and brand the company significantly in the years to come. Bauch attended Baylor University where he graduated with a BBA in Marketing and Entrepreneurship, and resides in Houston, TX with his family.
EVP Originations Operations
Ms. Ryerson has over 20 years of experience working in the mortgage-banking sector. Prior to joining Paladin, she held the role of Senior Vice President of Credit Risk and Client Advisory Services for Digital Risk, where she was responsible for the daily operations of Credit Risk and Advisory Services group, as well as partner relationships, and execution of products. Ms Ryerson has extensive experience in the forensic repurchase area having managed and directed review teams since 2008. Ms. Ryerson served also as the Vice President of Operation and Credit Risk for SouthStar Funding, responsible for all day-to-day operations and the entire credit risk arena. She attended Oakland College in Rochester, Michigan where her focus on funding and credit risk led her to pursue a career to maximize her financial skills. Ms. Ryerson is active in the Florida Quality Council.
Chief Valuations Officer
Mr. Kiernan has accumulated 30 years of detailed experience in the business of real estate valuation and has been an active full time appraiser since 1986. He has achieved the SRA designation through the Appraisal Institute and holds multi-state certifications as a licensed real estate appraiser. Mr. Kiernan currently oversees any and all valuation aspects for Paladin and implements product development, reporting and training as well as managing a full staff of appraisal reviewers, data analysts and administrative personnel. Prior to joining Paladin, Mr. Kiernan served as Chief Appraiser in which he oversaw training of over 100 appraisers and personnel, including QC procedures. Mr. Kiernan has extensive experience in retrospective value reconciliations, review rebuttals and investor related loan package tie outs.
Leo J. Esposito
EVP Servicing Solutions
Mr. Esposito has been developing and implementing solutions for the mortgage servicing industry for the last fifteen years. Leo’s career started with Ocwen Financial in the late 1990’s where he supported Foreclosure, REO and Compliance with process improvement and platform development initiatives. In 2003, Esposito joined NovaStar Mortgage to build and manage their Loss Mitigation and REO departments and in 2007, Esposito joined ServiceLink where he would ultimately be responsible for the Loss Mitigation and Asset Disposition division. Today, Esposito joins Paladin as EVP Servicing Solutions where he will be working to develop new and innovative solutions to support the needs of mortgage servicing institutions.
Mr. DeMonte has been a member of the management team since the 1st quarter of 2009, shortly after the firms’ inception. Before joining Paladin he was a Managing Director and Portfolio Manager for a distressed whole loan Hedge Fund in NYC. At the firm DeMonte was responsible for managing all aspects of the mortgage portfolio including the trading desk, transaction management, collateral, asset management and servicer surveillance. Prior to that DeMonte was the Founder and Managing Director of a nationally renowned real property valuation firm. The company provided valuation services to eight of the top ten lenders and financial institutions in the US; product offerings included appraisals, BPO’s, AVM’s, reconciliation, review and quality control services. DeMonte was active in the appraisal industry as a participating member of the Industry Advisory Council. DeMonte started his career in the mortgage business on the retail origination level as a Branch Manager.
Mr. Moore has spent 29 years in the Banking and Mortgage Banking industries. He served as COO of Genpact Mortgage Services leading all mortgage operations for multiple clients including underwriting, processing, closing, imaging, call center and other lender services. Prior to Genpact Moore served as Senior Vice President and Executive for Bank of America where he lead a team of 1,200 employees across 9 delivery sites in the US which were responsible for $7.2B in annual production including Conventional, VA and FHA loans. Moore also helped develop and lead a de-novo online internet bank from 2000 to 2005 where they created a highly automated delivery model producing $1B annually in home equity loans and sustained over $500MM in deposits during this period. Moore was the Director of Business Development and led the signing of 26 strategic partners and implemented 3 new business models leading to over 80% of the companies revenues. He also spent several years in Financial Services Consulting most recently with KPMG Consulting (nka BearingPoint). Moore holds a Master’s degree in business administration from the University of Indianapolis and a Bachelor’s degree in finance from Indiana University.
Mr. Botto brings more than 30 years of financial services experience to his position at Paladin. As the Executive Vice President, North America at Quatrro Mortgage Solutions, he was responsible for P&L for the North America division, improving operational efficiencies and aiding in RMBS/PLS structured finance products. He also served in executive roles at Global Network Financial Services, Charles Schwab & Co. and Franklin Templeton Funds. Botto started his career in mortgage banking at Wells Fargo in San Francisco.
Mr. Pearson is a mortgage banking executive with a mortgage lending background and extensive knowledge in providing senior mortgage banking subject matter and staff augmentation, including originations, structured finance transactions, consulting, business process improvement and strong project management skills. He provides a unique blend of client relationship management, credit administration and operational experience that showcased his executive leadership and focus on bottom line results. In his most recent business, Pearson was EVP of Corporate Strategy at Advantium Capital. Prior to that Pearson was VP of Strategic Consulting for ISGN and directly responsible for implementing foreclosure look back support to the Consent Order’s sent to the top fourteen Federal Chartered Institutions. Pearson was also a Director at Solomon Edwards as a Business Development Executive providing consulting and staff augmentation to large mortgage banks and government sponsored agencies. Pearson was a licensed franchise Director for Gateway Funding, a national residential lending company. He managed an office with 30 employees that averaged $100MM in closed loans a month. He was Director for its “Bankers Direct” program, a solution to community banks under 5.0 billion to offer a scaled platform to originate residential mortgage. He was co-founder and CEO of Contemporary Staffing, a staff augmentation firm serving the banking industry in both residential and commercial lending. Under his direction, the company grew revenues to over $40MM, had over ten thousand employees and was successfully sold in 2004 for 4.5 times EDBITA.